Getting into a car accident already comes with its challenges, but when the other driver doesn’t have insurance, it can only worsen matters. It’s understandable to believe that you have no way to compensate you for your pain and suffering and other expensesses that stem from the crash, but there is hope.
A New York uninsured car accident lawyer with Dansker & Aspromonte Associates can explore your options for compensation with you. They will manage your case in its entirety while you recover from your injuries.
How to Recover Damages after a New York Car Accident Involving an Uninsured Driver
The fact that the other driver doesn’t have insurance doesn’t mean you can’t seek compensation for your losses through other avenues.
A few of your options are:
Your Own Insurance Coverage
According to the New York State Department of Financial Services (DFS), New York is a no-fault state. So, all drivers are required to carry Personal Injury Protection (PIP) insurance. When you’re in an accident, it can cover:
- Medical expenses
- Lost earnings
- Any necessary expenses related to the accident
- Death benefits if your loved one passed away due to the accident
Besides PIP coverage through No-Fault benefits, if you were operating your own vehicle at the time of the incident, or had a vehicle in your household, you may be able to make a claim through that vehicle’s Uninsured Motorist Insurance (UM). That coverage requires that your own insurance company provide insurance coverage for pain and suffering, lost wages and other damages even if the accident was the fault of another. Contact a qualified and experienced lawyer to understand your rights.
Filing a Lawsuit Against the At-Fault Driver
If the at-fault driver doesn’t have insurance, you can still file a personal injury lawsuit against them seeking compensation directly from them. Per CVP § 214, you usually have three years to do so. However, this deadline can vary based on the circumstances of your car accident case. An injury lawyer on our team will help you figure out how long you have.
In a lawsuit, you can claim damages, such as:
- Pain and suffering
- Medical expenses (past and projected)
- Past and future lost earnings
- Property damage
Act fast if you want to take this legal route. Attempting to file past the deadline could result in the court preventing you from collecting any compensation. This legal option might not be suitable for your situation. Because the at-fault driver doesn’t have insurance, they might not have the assets to reimburse you via a lawsuit.
Another Party Might have Caused the Car Accident
On the surface, it may appear that the other driver caused the accident. However, when we launch our investigation, your lawyer might find that another party was responsible for the accident.
Potentially liable parties could be:
- Another driver: If they were distracted, drunk, fatigued, speeding, or running a stoplight
- A city municipality: If they didn’t clean up the street or fix a faulty traffic signal or road condition
- A parts manufacturer: If the at-fault driver’s vehicle had defective brakes or other defective condition
- A mechanic: If the at-fault driver failed to address potential issues with the car’s functionality
The three-year timeline for filing a lawsuit most often applies to these liable parties, except the government agency. Claims against The City of New York for example require that you file legal papers against them in as little as 90 days after your accident or you risk having your case dismissed.
Because of this, it is important that you seek immediate legal consultation after an accident to protect your rights
For a free legal consultation with a uninsured car accidents lawyer serving New York, call (212) 732-2929
What a Lawyer on Our Team Can Do for You After an Uninsured Car Accident in New York
At Dansker & Aspromonte Associates, we aim to protect your legal rights and achieve the best possible monetary outcome for you and your family after getting hurt in a car crash.
If we agree to accept your case, our experienced and dedicated injury lawyers will begin a careful and thorough investigation of all of the facts of your case, gather and preserve evidence, build a strong claim for maximum recovery, file all claims in a timely manner, and negotiate on your behalf so that you can focus on recovering from your injuries.
Some of the actions we may take on your behalf may include
- Ordering a copy of the police report
- Collecting and evaluating evidence (e.g., traffic surveillance footage, photos and videos of the crash, testimony from witnesses and medical professionals, etc.)
- Retaining experts
- Evaluating the full value of your injuries
- Filing your claim as soon as possible
- Assessing your economic and non-economic losses
- Negotiating a settlement
- Taking your car accident case to trial, if need be
If you are ever confused or concerned about any aspect of the legal process, our personal injury attorneys want to hear from you. We will keep you informed throughout your car accident case.
New York Uninsured Car Accident Lawyer Near Me (212) 732-2929
You Will Not Be Required to Pay Us Any Money Upfront
Whether you were involved in a side-impact collision on the Brooklyn Bridge or rear-ended while stuck in traffic in Times Square, the expenses from a car accident can add up quickly. Retaining legal services might not even seem like an option, especially when the other driver is uninsured.
Dansker & Aspromonte Associates accepts all cases on contingency, meaning we require no payments
- For retainers
- Starting up
- Out of your pocket
- By the hour
Our lawyers only earn their legal fee when you recover compensation.
Our Past Case Results Attest to Our dedication to Our Clients
Securing the compensation you and your family deserve is a top priority here at Dansker & Aspromonte Associates. Some financial outcomes we have achieved for our car accident clients include:
- $31 million for a New York City police officer who was severely injured after getting sideswiped at an intersection in the Bronx
- $6.6 million for a child who got hurt in a car accident
- $5 million after two mothers and four teenagers were hit by a tanker truck driver (two survived and four succumbed to their injuries)
In addition to recovering fair damages for our clients, we manage cases according to victims’ needs and the case’s circumstances. You can listen to their testimonials to get a better idea of their experiences.
Complete a Free Case Evaluation form now
Get Answers from Dansker & Aspromonte Associates Today
After getting hurt in a car accident in New York with an uninsured driver, our injury lawyers can go over all potential avenues for compensation for you. In some instances, we will even present your case at trial before a jury in Court if that is in your best interests.
Connect with Dansker & Aspromonte Associates today to receive your free consultation.