After a car accident, you know that you have to speak with insurance companies, and possibly file a claim for damages. If you have suffered injuries, there is the whole network of medical bills and insurance companies to deal with as well, and chances are you certainly are not in the mood for that. Additionally, if you were involved in an accident in which the other driver was found to be at fault, you may have rights to compensation in which your medical bills and other damages will be paid for by them or their insurance company. However, how exactly do they get paid, and how long does it take?
As any New York car accident attorney can tell you, dealing with the insurance companies solely on your own can be a trying process, and one that can last several months. Insurance claims adjusters work on their time, not your schedule, and are in no rush to pay out any settlements. But if you work with an experienced and professional New York auto accident attorney, chances are you’ll not only be able to speed the process along, but also that you’ll receive a larger and more deserving settlement.
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Insurance companies first must review the details of the accident as well as your insurance coverage to see if you are covered and for how much. If your medical insurance doesn’t cover all your expenses, your car insurance coverage may be able to cover your bills up to a certain amount as well. If you require more than what the insurance companies will provide, then you may want to seek the counsel of a New York car accident attorney to help ensure that you receive compensation for pain and suffering and other future treatments or medical bills if your injuries were severe, as insurance companies typically will not pay out that much.